Get To Know About Us
Building Stronger Communities, One Member at a Time
Welcome to Northern Shores Credit Union, where we believe that banking should be more than just a place to manage your money—it should be a place where your financial success is our priority. For over 25 years, Northern Shores Credit Union has been helping individuals, families, and businesses in our community make smart financial decisions, build wealth, and secure their futures. We are proud to be a member-owned cooperative that puts people before profit, and it shows in everything we do.
Our Mission
At Northern Shores Credit Union, our mission is simple:
“To provide high-quality financial services that empower our members to achieve their financial goals while fostering economic well-being in the communities we serve.”
We are committed to serving the financial needs of our members by offering a wide range of products and services tailored to help them save, invest, and borrow wisely. We exist to help our members thrive, and that’s what drives us every single day.
Our Vision
To be the most trusted and preferred financial partner in the communities we serve, offering innovative products, personalized service, and a commitment to the economic well-being of all our members.
Core Values
At Northern Shores Credit Union, we are guided by the following core values that shape every decision we make:
Integrity – We conduct our business with honesty, transparency, and fairness, always doing the right thing for our members.
Service – We put our members first, providing exceptional service, solutions, and support for all their financial needs.
Community – We are deeply invested in the success and growth of the communities we serve, supporting local businesses, schools, charities, and initiatives.
Innovation – We strive to provide modern banking solutions with a forward-thinking mindset to keep up with evolving technology and member expectations.
Empowerment – We believe in equipping our members with the knowledge, tools, and resources they need to make informed financial decisions and achieve financial independence.
What Sets Us Apart?
Member-Owned & Member-Focused
As a credit union, we are different from traditional banks because we are a cooperative owned and controlled by our members. This means our profits are returned to you in the form of lower fees, better rates, and enhanced services. At Northern Shores, every decision is made with the well-being of our members in mind.
Unlike large, shareholder-driven banks, we don’t exist to make a profit for investors. We exist to help you save, borrow, and grow your money, all while ensuring that your needs come first. When you become a member of Northern Shores, you become a part of something bigger — a community dedicated to supporting one another.
Comprehensive Financial Services
We provide a broad range of financial products and services, from everyday checking and savings accounts to investment options, loans, insurance, and business services. Whether you’re saving for your future, buying a home, starting a business, or managing your retirement, we have the right tools and expert guidance to help you achieve your goals.
Checking & Savings Accounts
Auto & Home Loans
Mortgage and Refinance Programs
Business Banking Services
Digital Banking & Mobile App
Investment & Retirement Solutions
We continually innovate and enhance our offerings to ensure our members have access to the best financial products and services available.
Local, Personalized Service
At Northern Shores, you’re more than just an account number. You’re a valued member of our cooperative, and we treat you like family. Our friendly and knowledgeable staff is always ready to provide personalized service, whether you’re visiting one of our branches, speaking to a representative over the phone, or interacting with us online.
We pride ourselves on our ability to listen to your unique needs and tailor our services to match. Whether you need help navigating your finances, understanding your credit, or planning for the future, our team is here to support you every step of the way.
Commitment to Community
As a member-owned credit union, we understand the importance of giving back. Northern Shores Credit Union is dedicated to making a positive impact on the communities we serve. We support local organizations, sponsor community events, and invest in programs that help improve the quality of life for our neighbors.
We are actively involved in:
Supporting local schools through financial literacy programs and scholarships
Providing sponsorships for community events, charities, and nonprofits
Investing in small businesses and local entrepreneurs through affordable loans and financial guidance
Partnering with local organizations to provide resources and services to those in need
Our members benefit from a credit union that is invested not just in their personal success, but in the success of the entire community.
Our History
Northern Shores Credit Union was founded in 1998 with a simple vision: to create a financial institution that would be accessible, trustworthy, and focused on the needs of the local community. From humble beginnings, we have grown to become a trusted partner for thousands of individuals and businesses throughout the region.
Over the years, we have remained true to our cooperative roots while expanding our offerings to meet the evolving financial needs of our members. Our growth has been driven by a commitment to service, integrity, and a passion for helping our members succeed.
Today, Northern Shores Credit Union continues to thrive as a modern financial institution that combines the best of tradition and innovation. We are proud to be a member-driven organization that helps people achieve financial security, whether through simple savings plans or complex investment strategies.
