At Northern Shores Credit Union, we understand that your financial needs go far beyond checking balances and paying bills. That’s why we offer a robust suite of specialized services designed to make your banking experience secure, seamless, and convenient. Whether you’re traveling abroad, handling legal documents, wiring large funds, or simply seeking enhanced account support, our expert team is here to serve you with professionalism, accuracy, and efficiency.

Explore the wide range of specialized services available to our members:

Safe Deposit Boxes

Protect your most important possessions in a secure, climate-controlled environment.

• Available in a variety of sizes (small, medium, large)

• Perfect for storing wills, jewelry, deeds, passports, digital storage devices, and legal documents

• Access available during branch hours with dual-key security

• Affordable annual rental fees for members

Note: Availability may vary by branch. Please call ahead to check box sizes and pricing.

Notary Public Services

We offer free notary services to our members to help with the authentication of essential documents.

• Affidavits and sworn statements

• Power of Attorney (POA) forms

• Real estate and loan documentation

• Travel consent letters for minors

• Business contracts and legal affidavits

No appointment needed — simply visit your nearest branch with a valid photo ID and unsigned documents.

Wire Transfers

Fast and secure money transfers, both domestic and international.

• Domestic Wires: Sent and received within 24 hours

• International Wires: Delivered to foreign banks with support for currency conversion

• Competitive transfer fees with transparent breakdowns

• SWIFT/BIC code support for global transactions

• Same-day processing for requests made before cutoff times

Great for tuition payments, large purchases, family remittances, or real estate closings.

Overdraft Protection Services

Avoid returned payments and overdraft fees with our flexible coverage options.

• Linked Account Transfer: Automatically moves funds from savings or another account to cover overdrafts

• Line of Credit Overdraft: Access a pre-approved line of credit to handle unexpected shortfalls

• Courtesy Pay: Covers transactions when your balance is low, helping you avoid embarrassment at the point of sale

These services offer peace of mind, especially during busy financial seasons or emergencies.

Certified Checks & Money Orders

When a personal check won’t do, we’ve got you covered.

• Certified Checks: Bank-guaranteed checks for high-trust transactions (e.g., real estate deals, vehicle purchases)

• Money Orders: Safe, prepaid payment instruments available up to $1,000

• Ideal for rent, legal fees, or sending funds through mail

Fast, secure, and accepted almost everywhere.

Foreign Currency Exchange

Traveling abroad? Get the cash you need — before you leave home.

• Access to over 70 foreign currencies

• Competitive exchange rates

• Orders available in 2–3 business days

• Buy-back services for unused foreign currency

• Personalized travel currency tips from staff

Service available to all members with valid government-issued ID.

Travel Notifications & Card Protection

Going on vacation or a business trip? Ensure uninterrupted access to your funds.

• Submit a Travel Notice through online/mobile banking or by phone

• Prevent false fraud alerts and account lockouts

• Enable location-based transaction approvals

• Instantly freeze or unfreeze your card via our mobile app

• Emergency card replacement and international support available

Enjoy peace of mind wherever you roam.

Identity Theft Protection & Recovery

Safeguard your identity with proactive monitoring and expert recovery support.

• 24/7 identity monitoring tools (upon enrollment)

• Instant alerts for suspicious account activity

• Guidance on reporting and recovering stolen identity

• Assistance with credit bureaus, DMV records, and bank accounts

• Member education on digital privacy and fraud prevention

We help you act fast and recover smarter.

Signature Guarantee Services (Medallion Stamp)

Secure your financial transactions involving securities and investments.

• Used for the transfer or sale of stocks, bonds, or mutual funds

• Required by many brokerage firms and financial institutions

• Available to eligible members with proper documentation

• Appointment required (call ahead for availability)

Medallion Signature Guarantee is available at select branches only.

Account Reconciliation & Audit Support

Ideal for business members or individuals managing complex accounts.

• Monthly, quarterly, or annual reconciliation assistance

• Transaction reviews, correction support, and historical audits

• Customized reports for accountants or tax professionals

• Coordination with third-party bookkeeping services

Maximize accuracy and simplify your financial reporting.

Estate & Inheritance Account Management

We provide compassionate and professional guidance for executors and family members.

• Assistance with setting up estate accounts

• Handling of payable-on-death (POD) disbursements

• Coordination with legal representatives and courts

• Document validation and title transfers

During life’s most delicate times, our team is here to help with clarity and care.

Dedicated Member Support & Appointments

Sometimes, you need more than an online answer. Our team offers:

• In-branch or virtual appointments with financial specialists

• Dedicated account reviews

• Personalized financial coaching sessions

• Scheduled callbacks for busy professionals

Book a one-on-one consultation at your convenience — online, by phone, or in person.

Additional Specialized Services Include:

• ACH origination and direct deposit setup

• Tax form assistance (1099s, 1098s, and year-end summaries)

• Signature card updates and beneficiary designations

• Business EIN verification and documentation support

• Legal name or status change processing

Designed for Your Real-World Needs

Whether you’re handling legal documents, traveling internationally, running a business, or protecting your family legacy, our Specialized Services go beyond the expected — because your financial life doesn’t fit in a box.

These personalized, secure, and expert-driven offerings reflect our commitment to treating you as more than a customer. At Northern Shores Credit Union, you’re a member — and that means access to tools, support, and care that truly make a difference.